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Archive for September 2012

A Simple Way to Plan Your Nest Egg!

Ever wonder how much money you’ll need to preserve your lifestyle during retirement? Many financial experts use a benchmark of 70 percent to 100 percent of your current income to maintain your lifestyle during your non-working retirement years. For simplicity’s sake, let’s say you’re aiming for a 20-year retirement (the standard calculation as we live…

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Slow and Steady!

It can be difficult to maintain your commitment to investing when your investment values seem to be growing slowly. But even if you need to accumulate large sums of money for retirement or other goals, you need to maintain the discipline to follow two basic investment principles: 1. Invest regularly and 2. Invest for a…

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PARTIAL TAX EXCLUSIONS FOR HOME SALES

If you’ve been living in your home for a while, you’re may be sitting on a tax gold mine. That’s because the tax law allows a married couple filing jointly to pocket up to $500,000 of gain without owing any federal income taxes from a home sale if they have owned and used the home as a…

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Equity Harvesting!

A critically important issue these days is whether or not we are saving enough for retirement. With longer life spans and increasing uncertainty about Social Security, it’s becoming ever more important to sock away as much as possible into retirement accounts. But unless you have a lot of expendable income, finding that extra money to…

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Calm Before The Storm- What’s In Store For Home Ownership?

Topic Summary: With the Presidential election getting close, we will be reporting on candidate’s views on home ownership and their ideas on policies to support a sustainable recovery. But, no matter who wins the White House, there will surely be efforts to scale back the incentives of being a home owner. Each candidate has not…

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HOMEOWNERS INSURANCE UPDATE: RATES HEADING UP 20%- WHAT TO DO?

Topic Summary: Homeowner’s Insurance rates are going up about 15-20% at renewal time due to natural disasters and other factors. There are some steps you can take to mitigate this increase but what follows are some resources to help you get well protected. Disasters Adding To The Pressure On Rates Homeowner’s Insurance premium rates are…

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