Archive for October 2012
KNOW YOUR RIGHTS WHEN APPLYING FOR A MORTGAGE
We’ve all heard that many things in life are not fair. But the process of qualifying for a mortgage shouldn’t be one of them. That doesn’t mean you necessarily get the loan you apply for. It does mean that you have the right to be judged on your financial stability and credit history rather than on…
Read MoreGoing Green – Product Reviews!
Summary: In warm weather or in the deep freeze, these three products can save you money year-round. What $50 investment can you make that can possibly pay you back in one month? Investigate a programmable thermostat! Next, it’s hard to save money on energy costs if you don’t know what appliances cost to run. Lastly,…
Read MoreEND OF YEAR TAX TIPS TO GET WORKING ON NOW
There are several steps you can take now to make sure you reduce your tax bite come April of next year. But you have to start preparing! The easiest tax reducing measure that most homeowners with a mortgage can implement is making a 13th mortgage payment right before the end of the year.(so start saving)…
Read MoreHOMEOWNERS INSURANCE UPDATE: RATES HEADING UP 20%- WHAT TO DO?
Topic Summary: Homeowner’s Insurance rates are going up about 15-20% at renewal time due to natural disasters and other factors. There are some steps you can take to mitigate this increase but what follows are some resources to help you get well protected. Disasters Adding To The Pressure On Rates Homeowner’s Insurance premium rates are…
Read MoreWhat’s In Store For Home Ownership?
Topic Summary: With the Presidential election getting close, we will be reporting on candidate’s views on home ownership and their ideas on policies to support a sustainable recovery. But, no matter who wins the White House, there will surely be efforts to scale back the incentives of being a home owner. Each candidate has not…
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