Elegant Home With Well Equipped Kitchen For Sale In Danbury, CT!

81 Deer Hill Avenue, Home For Sale In Danbury, Connecticut

Overview
Maps
Photos
Virtual Tour
Neighborhood

$510,000
Single Family Home
Main Features
4 Bedrooms
2 Bathrooms
1 Partial Bathroom
Interior: 2,627 sqft
Lot: 0.34 acre(s)
Location
81 Deer Hill Avenue
Danbury, CT 06810
USA

Deborah Laemmerhirt

Deborah Laemmerhirt


Coldwell Banker NRT
(203) 994-4297
Deborah@HomesInConnecticutForSale.com
https://www.HomesInConnecticutForSale.com

       

 

Listed by: Deborah Laemmerhirt With Coldwell Banker

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PRICE REDUCED! 12 Wixted Avenue In Danbury, Connecticut

12 Wixted Avenue, Home For Sale In Danbury, Connecticut

Overview
Maps
Photos
Video
Neighborhood

$295,999
Single Family Home
Main Features
3 Bedrooms
2 Bathrooms
Interior: 1,918 sqft
Lot: 0.33 acre(s)
Location
12 Wixted Avenue
Danbury, CT 06810
USA

Deborah Laemmerhirt

Deborah Laemmerhirt


Coldwell Banker NRT
(203) 994-4297
Deborah@HomesInConnecticutForSale.com
https://www.HomesInConnecticutForSale.com

       

 

Listed by: Deborah Laemmerhirt With Coldwell Banker

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10 Things To Do Before Selling Your Home

Before you’re ready to list and sell your home, you need to make sure that the functionality and appearance of your home is top notch. It’s important that, when preparing your home to sell, you think like a buyer; turn your home into a home that you’d want to buy. Here are 10 things you…

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CT homes

Is It Too Late To Get A Good Mortgage Rate?

Is it too late to get a good mortgage rate? This recent article from realtor.com has the answer…

Freddie Mac released the results of its Primary Mortgage Market Survey last week, which indicated that average fixed mortgage rates have declined slightly in the wake of the sharp increase after the Federal Reserve’s announcement that it will slow its bond-buying program in the near future.

Average interest rates on a 30-year fixed mortgage have dropped to an average of 4.37 percent from last week’s 4.51 percent. Fifteen-year home loans also fell from 3.53 percent to an average of 3.41 percent this week. Though experts in the field are saying that rates may still continue to rise, albeit at a steadier pace than the initial spike.

Mortgage loan officer and Credit.com contributor Scott Sheldon offered some insight into qualifying for a mortgage. “Rates are improving now,” he said. “Are we ever going to see rates at 3 and a half percent again? Probably not. Looking ahead to October or September, we might see rates hit 4.75, maybe 5 by the end of the year.”

What’s Ahead for Mortgage Rates
Testifying in front of Congress, Bernanke emphasized that the bond purchases are still contingent on economic developments, saying that “they are by no means on a preset course.”

Though Sheldon added that rates will surely rise if and when the 2014 planned easing of bond-buying happens, there are options for those looking to buy a home now.

“What I’m doing now is I’m qualifying people at a half a percent higher rate. That way, most of the time they still qualify, and if we can do it lower, everyone’s happy,” he explained. His advice to those looking to purchase a home: “Try to qualify at least a half or 0.625 percent higher than you normally would.”

Particularly for first-time home buyers, Sheldon recommends that they “lock their loan in immediately, or pick a rate they can get to by investing an up-front overhead. But they don’t want to get into their contract wondering what their loan is going to be.”

According to Sheldon, “if rates are going to dip again, they’re going to do it now,” but he also mentioned a trend during the past three years: massive interest rate improvements twice at the beginning and end of August. “So if they’re going to get into a contract in the next 30 to 40 days, it might be a good idea to wait, but if not, I’m going to say they should lock in their rate now,” he said.

Read more from Realtor.com here!

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Back To School Home Search Tips

It’s that time of year when families consider moving to get their children into a good school district.  Realtor.com  recently conducted a back-to-school survey to see how much weight schools have in the home-buying decision. The results show that school-district boundaries do impact the buying decision for more than 60 percent of realtor.com home buyers.

The results also found that home buyers are willing to pay more and give up certain features for a home located in their district of choice. These buyers are especially willing to give up access to shopping and nearby parks and trails, among other amenities, to reside within the school-district boundaries of their choice.

A majority of the home buyers surveyed said that school-district boundaries will have an impact on their buying decision:

  • 23.59 percent would pay 1-5 percent above budget
  • 20.70 percent would pay 6-10 percent above budget
  • 8.98 percent would pay 11-20 percent above budget
  • 40.33 percent would not go above budget

For home buyers who said that school-district boundaries will have an impact on their decision, the majority rated the boundaries as an “important” consideration:

  • 90.53 percent said school-district boundaries are  “important” or “somewhat important”
  • 2.04 percent were “neutral” about the importance of school-district boundaries
  • 7.43 percent said school-district boundaries are “unimportant” or “very unimportant”

A new house can mean more space, great neighborhoods and good schools. Follow these five tips to find your dream home near the right school:

  1. Know your family’s needs. Is your family growing? Is square footage the most important factor, or a large backyard? Make a list of exactly what you need in your family’s new home.
  2. Search for homes by the best schools with the realtor.com mobile app. Only realtor.com lets you search for the home you want near the ideal school or school district.
  3. Review school information in the app. The Schools tab provides detailed information about the grades taught at each school, including the student-teacher ratio and the GreatSchools rating.
  4. Look for parks and play areas in the map view. View your search results on a map and narrow results by homes that have a place for your kids to get the wiggles out. You can also look for other things that matter to you, like how far away it is from a baseball diamond. Draw your own search boundary with your finger, if a specific area really matters to you.
  5. Make a list of questions for your Realtor. When you’re ready to tour the homes on your short list, be prepared with the questions that will help you make the best investment. Ask about things that matter specifically to you and your family but also what matters for the home’s future value. Your Realtor will be able to guide you to find the right home, in the right location, near the right school.

Read more from Realtor.com here!

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More Than 8 Million Homeowners Are “Resurfacing”

According to a recent article from Realtor.com, relief for inventory-starved housing markets in the not-so-distant future, 8.3 million homeowners, or about 18 percent of homeowners with mortgages, will gain enough equity to sell their homes in the next 15 months without resorting to short sales, according to data aggregator RealtyTrac.

“Steadily rising home prices are lifting all boats in this housing market and should spill over into more inventory of homes for sale in the coming months,” said Daren Blomquist, vice president at RealtyTrac.

“Homeowners who already have ample equity are quickly building on that equity, while the 8.3 million homeowners on the fence with little or no equity are on track to regain enough equity to sell before 2015 if home prices continue to increase at the rate of 1.33 percent per month that they have since bottoming out in March 2012.”

The 8.3 million “resurfacing” homeowners currently have anywhere from 10 percent negative equity to 10 percent positive equity, according to RealtyTrac’s September report on home equity.

Though a homeowner with low equity is not technically underwater, that borrower still typically faces more difficulty in selling a home than a homeowner with more equity because the proceeds of a low-equity sale may not be enough to adequately contribute to sales-related costs and a down payment on a new home.

But even as a giant swath of homeowners are expected to resurface, an even larger segment reportedly won’t come up for air anytime soon. Some 10.7 million homes have at least 25 percent negative equity or more, representing 23 percent of properties with a mortgage, according to RealtyTrac.

– See more at: https://www.inman.com/2013/09/05/more-than-8-million-homeowners-are-resurfacing/#sthash.LsMcLJzH.dpuf

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Tips For The First Time Home Buyer

Purchasing a home can be overwhelming for some. From house hunting, to the paperwork, the down payment, and even to the point where you are moving into your new home there is a lot do. Make sure you are prepared for what to expect during the home buying process.

First Time Home Buyer Tips

 

Here are 5 tips for the First Time Home Buyer

 

1. Do some research

Sounds obvious right? But so many buyers go into it blind. Although there are many professionals that will help you along the way, you will only help yourself if you do a little research before and during your home buying process.

So what kind of research? Use the internet to…

  • Search for neighborhoods

  • Research home styles

  • what you might like or dislike in your next home

  • school districts

  • neighborhood features

  • different activities in these areas

 

2. Have an idea of what you are looking for

After you do some research, make 3 lists…

List 1: What you HAVE to have

List 2: What you would LOVE to have

List 3: What you DO NOT want

Having these lists will not only make your life easier, but it will allow your real estate agent to show you the homes that best fit your wants and needs. Even the most experienced real estate agents are not mind readers, show them and tell them what you want so they can help you find the perfect home.

 

3. The Cost

There is more to buying a home than just the purchase price. Closing Costs, Inspections, Appraisal, Moving Fees, Homeowners Association, Homeowners Insurance, and other fees are often a surprise to unprepared buyers.

  • Closing Costs

  • Inspections

  • Appraisal

  • Moving Fees

  • Homeowners Association

  • Homeowners Insurance

 

4. Get Pre-Approved

Typically when you write an offer on a home, you will present your loan pre-approval letter. This means you have spoken with a lender and they have run your credit score and information to determine that you are pre-approved for a home loan. You will not be fully approved until a loan application is filed and processed. This does not happen until your offer has been accepted on a home and you go under contract.

TIP: Getting pre-approved for a loan will also give you a chance to interview lenders along the way. Find one you feel comfortable with and of course, ask for referrals!

 

5. Find the right Agent

Having the right real estate agent is so important. No matter if it is your first home or third home, you want to feel comfortable and confident with your pick. So do some research, ask for referrals and interview agents before jumping in with both feet.

 

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Tips For The First Time Home Buyer

Purchasing a home can be overwhelming for some. From house hunting, to the paperwork, the down payment, and even to the point where you are moving into your new home there is a lot do. Make sure you are prepared for what to expect during the home buying process.   Here are 5 tips for…

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NEW LISTING! 81 Deer Hill Avenue in Danbury, Connecticut

81 Deer Hill Avenue, Home For Sale In Danbury, Connecticut

Overview
Maps
Photos
Virtual Tour
Neighborhood

$510,000
Single Family Home
Main Features
4 Bedrooms
2 Bathrooms
1 Partial Bathroom
Interior: 2,627 sqft
Lot: 0.34 acre(s)
Location
81 Deer Hill Avenue
Danbury, CT 06810
USA

To get updates on open home dates and other property events, please click the “Like” button below:


Deborah Laemmerhirt

Deborah Laemmerhirt


Coldwell Banker NRT
(203) 994-4297
Deborah@HomesInConnecticutForSale.com
https://www.HomesInConnecticutForSale.com

       

 

Listed by: Deborah Laemmerhirt With Coldwell Banker

Our recent listings

Subscribe to our listing feed

Nearby properties for sale

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Equity in your Home

NEW LISTING! 81 Deer Hill Avenue in Danbury, Connecticut

  81 Deer Hill Avenue, Home For Sale In Danbury, Connecticut Overview Maps Photos Virtual Tour Neighborhood $510,000 Single Family Home Main Features 4 Bedrooms 2 Bathrooms 1 Partial Bathroom Interior: 2,627 sqft Lot: 0.34 acre(s) Location 81 Deer Hill Avenue Danbury, CT 06810 USA To get updates on open home dates and other property…

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