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How to Calculate Mortgage Payments

How to Calculate Mortgage Payments- It is important to calculate your mortgage payments to understand exactly what you owe and how your loan is being paid down. The easiest and least time consuming is to use a Mortgage Calculator. Ask your Realtor if they have one available or check out the option below.   You…

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Refinance Opportunity?

Refinance Opportunity? Refinance Opportunity?  To find the right time for you to refinance, answer these four questions: 1. What’s your interest rate versus the interest rate you could get today? The bigger the difference between your rate and today’s rate, the more you can cut your monthly payment by refinancing. If you have a $100,000…

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CT homes

Mortgages and Retirement

Mortgages and Retirement  Mortgages and Retirement.  A growing number of retired Americans have more mortgage debt, less affordable loans and are at a greater risk of foreclosure than prior generations, the Consumer Financial Protection Bureau said in a new report. What’s the big deal about having a mortgage during retirement? Income typically falls during retirement,…

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Mortgage costs could rise in the upcoming year!

First Time Home Buyers

First Time Home Buyers First Time Home Buyers. Would you go to a housing counseling education program if it would save you nearly $10,000 over the life of your mortgage? The Federal Housing Administration is betting you would. It’s proposing a new program that would discount mortgage insurance premiums for homeowners who agree to undergo…

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We’ve all heard that many things in life are not fair. But the process of qualifying for a mortgage shouldn’t be one of them. That doesn’t mean you necessarily get the loan you apply for. It does mean that you have the right to be judged on your financial stability and credit history rather than on…

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