Maintaining your CT Home
Maintaining your CT Home. The New Year has arrived – is one of your resolutions to save money? Here are some suggestions that should be addressed periodically any way and when done can actually save you money.
Change Your Furnace Filters
New Year’s resolutions don’t get much easier than vowing to change your HVAC filter once a month in 2014 to increase your furnace’s life span.
To make this task easy, buy 12 filters and store them in the furnace room so they’re at hand when you need them. Put a reminder on your calendar or tie this chore to another monthly chore, like paying your household bills, so you remember to do it each month.
Seal The Air Leaks In Your Home
Sealing the air leaks in your home is one of the most cost-effective ways to cut your utility bills. Check to make sure your winders are caulked around the outside of the trim on the inside and outside of your home. Use foam to fill large gaps where the plumbing, electric or cable comes in the house.
Refinance
If you haven’t yet refinanced your mortgage or home equity loan to take advantage of today’s low interest rates, there’s still time to lock in a great deal. Jay Brinkmann, chief economist for the Mortgage Bankers Association, expects mortgage rates to rise above 5 percent in 2014 and to 5.5 percent by the end of 2015.
If your current mortgages exceed your home’s value, you may still be able to refinance using one of the federal government’s Home Affordable Refinance Program
Check your Insurance Policies
Rates are continually changing. Be sure you have the best rates offered. Sometimes this is made easy when your current company knows you are shopping and they will be quite competitive.
Yes, it’s a bother to shop for insurance, but if you haven’t checked what’s out there lately, you may be overpaying. The easiest way to get this chore done is to delegate.
Copy the declarations pages from your current home, auto, life and umbrella policies and ask an independent insurance agent to look for a better overall deal for you. They will be very willing to review the coverage, make recommendation and give you a quote. You can also contact your current agent or call your insurance company and ask for an annual review to make sure you’ve got the right coverage and are getting all the discounts for which you qualify.
Check any water filter systems in your home
Depending on what type of water filtration system you have this should be monitored on a regular basis. Keep a log in sheet to record any changes you make and check system according to installer’s recommendations.
Maintaining your CT Home. Look around your home, if there is anything that should be checked an a regular basis, set up a schedule. Doing it at this time of year will make it more likely that you will remember to keep up the maintenance.
Maintaining your CT Home
About Deborah Laemmerhirt
Let me assist you in finding everything you need to know about buying or selling a home! As the preeminent real estate professional in my community, I am dedicated to providing the finest service available while breaking new ground.
Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game.
I go the extra mile to help you achieve your goals. That’s why I constantly research the home, market and estate values so your home is priced effectively from day one. I also make sure the public knows your home is for sale by using innovative marketing techniques to attract potential buyers.
As an Internet-savvy real estate representative in Connecticut, I’ve had the opportunity to help many home buyers find their ideal homes and many sellers obtain top dollar for their homes. Buying or selling a home is one of the largest financial transactions that most people ever undertake, so I will help you through every step of the process. My goal is to make your home selling or buying experience as easy and enjoyable as possible.
My services include:
Explaining the home selling and buying process thoroughly
Diligently selecting homes that meets your criteria
Pricing your home correctly and implementing a unique yet proven marketing plan
Negotiating on your behalf
Tracking the closing process to ensure a smooth transaction
I welcome the opportunity to address any questions you might have about buying, selling or current market conditions. Please call or e-mail me any time, and I will be happy to discuss your next steps in the buying or selling process.
I specialize in both Residential and Commercial Properties.
I also head a Real Estate Group to provide you with expert service and support.
Areas of Expertise
Making transitions in your life is challenging. You may be moving from out of town, a different state, internationally or just next door! Regardless of the distance I am prepared to respond to your unique needs.If you are a BUYER looking to downsize, up-size, want a new construction, desire a condominium, to invest, even if this is your first home, I will design a unique plan to fulfill your needs in a reasonable time frame, with the best negotiated price and the least amount of inconvenience.For my Home Sellers, I have an innovative marketing plan that will leave nothing to chance. Just call, and I would be happy to share the DIFFERENT and SUCCESSFUL TOOLS I utilize on each of my listings.
I have lived in Connecticut for over 35 years. I practice Real Estate in Fairfield County, New Haven County and Litchfield County. This includes, but is not limited to Bethel, Bridgewater, Brookfield, Danbury, Harwinton, Kent, Litchfield, New Fairfield, New Milford, Newtown, Oxford, Ridgefield, Redding, Roxbury, Sherman, Southbury, Warren, Washington, Westport and Wilton.
