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The purpose of diversification is to combine assets with low correlation in order to reduce the risk and volatility in your portfolio. Correlation is a statistical measure of how one asset class performs in relation to another asset class. Correlations can range from +1 to -1. A correlation of +1 means the two assets move…

Foreclosures are bad news for banks and delinquent homeowners, but they can offer the best real estate deals in town for the rest of us. CT Houses, CT condominiums, vacant lots, warehouses, office buildings and even factories can all be purchased after a foreclosure. Problem is, well-informed investors often snap up the premium deals before…

It’s been said that your home is your Castle. But one U.S. Supreme Court decision weakened the Castle’s defenses in situations where the government is seeking to acquire property for public projects. CT Homeowners be warned!  In the case, the justices reaffirmed that cities can condemn properties under the doctrine of eminent domain if the…

From the time an applicant walks through the door to the actual closing, lenders have become very cautious about the entire home mortgage loan process. Even when an applicant has a good down payment and good credit, issues arising at the last minute can result in the loan being denied. Here are four tips to…

Everyone is looking for something different from their property. No matter what you might be in the market for you have come to the place where you can find it. I’m here to show you all of the Greater Ridgefield CT homes on the market and put you on the fast track to living in…

Start on the right path towards your future and learn how you can gain access to quality listings of homes that will surpass your expectations. Now is the perfect time to buy your dream home, and I will help you with finding the perfect home and learning about the neighborhood. I assist first time home…

Start on the right path towards your future and learn how you can gain access to quality listings of homes that will surpass your expectations. Now is the perfect time to buy your dream home, and I will help you with finding the perfect home and learning about the neighborhood. I assist first time home…

Paying down your home mortgage balance faster than the loan contract requires can be a more powerful concept than you might think. Not only can it provide peace of mind, it can help you build a significant retirement nest egg so you can enjoy your golden years — and live in a debt-free home. Here’s…

Good investing habits are needed to ensure that you follow through on your investment plan. Some tips to hone your investing habits follow: Write everything down in a diary. Every time you make a trade, write down why you did so and what was going on in the market to precipitate that trade. This will…

The Fiscal Cliff has one of the most cherished tax breaks for many homeowners “on the table.” Since 1933, homeowners have been able to deduct interest paid on their mortgages as well as some other home-related borrowing from their income. This longstanding tax break encourages and supports CT home ownership. For families with middle and…