Ridgefield CT

Ridgefield CT – Community Activities

Ridgefield CT – Community Activities for Early June 2014   Take a look at the upcoming First Week of June community activity schedule: Sunday June 1 – Sheila E, Starnes & Shah at The Ridgefield Playhouse – 8PM Tuesday June 3 – The Revelers in Ballard Park – 7PM Friday June 6 – A Contemporary…

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Home Owners Association Responsibilities

Condominium Home Owners Association Responsibility?

Condominium Home Owners Association Responsibility? Are you thinking about purchasing a Condominium…this is an article to read! Condominium Home Owners Association Responsibility? If a pipe breaks in a common condominium wall and it floods two units – who is responsible? Both owners are looking to the Home Owners Association but the HOA has no policy…

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Flood Insurance

YOUR Flood Insurance Premiums

Your flood insurance premiums won’t rise more than 18 percent a year under a flood insurance bill passed by Congress and on its way to President Obama. Premiums for homes located in one of the nine flood risk categories insured by the National Flood Insurance Program can rise no more than 15 percent in a…

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stress

If Your Cellphone Rings Just Once, Don’t Call Back

If Your Cellphone Rings Just Once, Don’t Call Back A call to your cellphone preceded by just a single ring or two could mean you’re being targeted by international phone scammers. When you call back to see who called you, you’ll be told you reached the operator and asked to hang on. While you’re on…

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Are We Heading Toward Another Housing Bubble?

Are We Heading Toward Another Housing Bubble? Are We Heading Toward Another Housing Bubble? Worried that this spring’s rising home prices are creating another housing market bubble? Top real estate analyst Mark Fleming of CoreLogic says his research pops that theory. To predict future housing prices, CoreLogic looked at the relationship between income and home…

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Your Mortgage Paperwork

Watching The Economy

Watching The Economy.  Watching key economic indicators over time should help you understand the signals the economy is sending. While you may not make financial decisions with certainty, understanding the economy should help you make decisions, such as which investments to purchase and sell, when to lock in mortgage rates, and when to purchase major…

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Mortgage costs could rise in the upcoming year!

Are Reverse Mortgages a Good Tax Strategy?

Are Reverse Mortgages a Good Tax Strategy? Are Reverse Mortgages a Good Tax Strategy? Reverse mortgages are becoming increasing popular – especially for older people who want to tap the equity in their homes. They can provide a convenient source of financing for seniors who are “home rich but cash poor.” Qualified individuals can keep…

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Tax Deduction

Private Mortgage Insurance – TAX Deduction

Private Mortgage Insurance – TAX Deduction Private Mortgage Insurance – TAX Deduction. If you put down less than 20 percent for a conventional mortgage when you bought your home, your lender likely asked you to get mortgage insurance. Those mortgage insurance premiums may be deductible on your federal income taxes if you itemize and you…

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Is Spring Ever Going To Arrive?

Is SPRING Ever Going To Arrive?

Is SPRING Ever Going To Arrive?  I LOVE SPRING! Is SPRING Ever Going To Arrive?  This winter has been one of the most difficult ones I can remember!  We have so much snow that even if the snow crocuses are trying to poke up we wouldn’t see them!  Earlier this month, out of the blue…

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